9. The Health Plan for the USA: The person insured has to experience all costs.by admin on 08/12/2019 1:43 AM
Whole Foods has begun to implement this type of
high deductible health Plan: HDHP
Key features of Whole Foods’ “consumer driven” health-care plan: CDHP
No premiums: After a few months on the job, individual workers get free coverage. For workers with families, free coverage starts after about five years.
High deductibles: $500 for prescriptions and $1,000 for all other medical costs.
Employee accounts: Whole Foods deposits $300 to $1,800 per year, depending on length of employment, to help meet the deductible.
Results: Overall medical claims fell 13% in the first year. About 90% of employees had money left over to use next year.
The Health Plan for the USA (HPUSA) has to neutralize the insurance/hospital/medical complex by not being party to any of its stakeholders.
HPUSA uses a deductible equal to the average basic healthcare cost for each decade of life which is the uninsurable portion. All additional coverage has a scalable copay to keep the patient in charge.
* * * * *